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Safeguard your family’s future with our Insurance Plans
Top recommended ULIP plans for you
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ULIP Plans
HDFC Life Smart Protect Plan
UIN: 101L175V01
A comprehensive plan that caters to your long-term savings requirements while also offering life protection coverage.
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Get upto 100 times13 of your premium as sum assured
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Get a minimum Assured Benefit8 in the form of capital guarantee
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Boost your fund value with 4 kinds of Loyalty Additions
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ULIP Plans
HDFC Life Click2Invest
UIN: 101L100V05
Grow your investments while ensuring your family's security.
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Choose from 11 fund options that align with your investment preferences.
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Receive the fund value either at maturity or in periodic installments based on your needs1 .
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Benefit from Tax Benefits under Section 80C and Section 10(10D)3.
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Flexibility to pay premiums regularly, for a limited period (5, 6,7, 8, 9, and 10 years), or as a one-time payment.
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Option to make partial withdrawals from funds to address any financial emergencies2.
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ULIP Plans
HDFC SL ProGrowth Flexi
Build your wealth over a considerable period to meet diverse financial milestones while ensuring you remain insured
UIN: 101L072V05
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Receive additional sum assured in the event of accidental death.
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Select from 10 fund options.
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Choose a sum assured of up to 40 times the annual premium
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Option to make partial withdrawals from funds to address any financial emergencies2 .
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Why Choose HDFC Life Click2Invest?
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11 fund options to match your investment preferences
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Get fund value at maturity or in periodical installments based on your needs1
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Make Partial Withdrawal from Funds to meet financial emergencies if any2
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Tax benefits may be available as per prevailing tax laws3
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Flexibility to save regularly, for limited period of 5, 6, 7, 8, 9, and 10 years or pay once under Single Pay
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Minimal Charges applicable
Disclaimer
- 1. Opt for Settlement Option to receive Maturity benefit in periodical installments.
- 2. Partial withdrawals can be made from your Funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age.
- 3. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Not sure which insurance suits your needs?
Talk to us! Let us help you.
Call us: 08044633460
Mail us: outreach.insurance@incredwealth.com
Get StartedFrequently Asked Questions
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You can buy this plans through InCred Wealth's partnership with HDFC Life, either online or offline. On our website, you have the option to view and compare the plan's features and benefits before entering your details. We will have a Relationship Manager reach out to you soon.
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HDFC Life Click 2 Invest - ULIP allows you to enjoy market-linked returns and financial protection for your family.
It has minimal charges, which helps your fund value grow faster.
The plan offers a minimal charge structure and a range of 11 fund options to choose from.
You have premium payment options of Single Pay or Regular Pay for 5, 6, 7, 8, 9, or 10 years.
The policy term can be chosen from 5 to 40 years.
Tax exemption is available under Section 80C and Section 10(10D) of the Income Tax Act, 1961.
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There are 11 fund options available in this plan, including Equity Plus Fund, Diversified Equity Fund, Blue Chip Fund, Opportunities Fund, Balanced Fund, Bond Fund, Conservative Fund, Discovery Fund, Equity Advantage Fund, Secure Managed Fund, and Flexi Cap Fund.
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At the end of the policy term, you will receive your fund value.
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You can choose a policy term of 5 to 20 years under this plan.
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In case of your unfortunate demise, your nominee will receive the highest of the following: the sum assured, the fund value, or 105% of the premiums paid.
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You can surrender your policy after a lock-in period of 5 years. No discontinuance charge is applicable for this policy. Please refer to the product brochure for more details on discontinuing premiums and surrendering the policy.

In The News
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WealthBriefingAsia Awards 2023
Jun 01, 2023
InCred Wealth joins the global elite in the WealthBriefingAsia Awards 2023
By Yogesh Kalwani,
Head-Investments, InCred Wealth
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The Economic Times
Dec 25, 2023
InCred Wealth joins the global elite in the WealthBriefingAsia Awards 2023
By Bhupinder Singh,
Founder & Group CEO, InCred
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The Economic Times
Jul 18, 2023
ETMarkets Smart Talk- Small & midcaps likely to generate outsized returns in next 2 years: Yogesh Kalwani
By Yogesh Kalwani,
Head-Investments, InCred Wealth
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Money Control
Dec 22, 2023
Daily Voice | This investment head expects valuations to ease out in small, midcaps next year
By Yogesh Kalwani,
Head-Investments, InCred Wealth
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- In unit linked policies, the investment risk in the investment portfolio is borne by the policyholder. The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.
- Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.For Single premium, the special addition is 1% of the Single premium at inception only.
- 1. Opt for Settlement Option to receive maturity benefit in periodical instalments.
- 2. Partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is atleast 18 years of age.
- 3. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
- 4. Additional Sum Assured on accidental death is paid under Extra Life Option.
- 5. In your policy documents we give the Critical Illness benefit the unique name of Extra Health Benefit, Accidental Death Benefit is called Extra Life Benefit and Accidental Total & Permanent Disability Benefit is called Extra Disability Benefit.
- 6. Death Benefit under the product - Sum Assured less all withdrawals made during the two year period immediately preceding the death of the Life Assured. Unit Fund Value based on the number of units and the Unit Price of the fund is also payable. The Minimum death benefit will be at least 105% of the total premiums paid.
- 7. Loyalty additions (as percentage of the average fund value) will be added to the fund value in the form of additional units from the end of 6th policy year onwards, provided all due premiums have been paid. The Loyalty Additions will be added for both Single Pay and Limited Pay policies.
- 8. Assured maturity benefit will be paid only on policy maturity provided all due premiums have been paid and will not apply on death or surrender.
- 9. Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2022-23.
- 10. Source - Crisil.com.
- 11. For Single premium, the special addition is 1% of the Single premium at inception only
- 12. Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
- 13. Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, Fall under 30% income tax slab having taxable income less than Rs. 50 lakh and Opt for Old tax regime
- 14. In ULIP Plan, the investment risks in the investment portfolio is borne by the policyholder. @17.29% p.a. rate of return. Rate of return shown is fund performance of Diversified Equity Fund (for last 5 years). Please note that past fund performance is not indicative of future performance fund. Life Insurance is available in this plan.
- T&C Apply