outreach.insurance@incredwealth.com

   

08044633460

HDFC Life Sanchay Plus

A savings cum insurance plan with guaranteed1 returns to help you achieve your financial goals.

UIN: 101N134V20

  • 99.39% paid claims ratio3

  • Single pay option is available

  • Guaranteed1 income till age 99 years

Download Brochure

In Partnership

Safeguard your family’s future with our Insurance Plans

Top recommended savings plans for you

  • Savings Plans

    HDFC Life Click 2 Achieve

    UIN: 101N186V02

    Looking for safe financial instrument which provides alternate source of income

    • Guaranteed1 Benefits

    • Flexibility in choice of benefits

    • Increasing upto 10% p.a18

    Download Brochure Explore Plan
  • Savings Plans

    HDFC Life Sanchay Par Advantage

    UIN: 101N186V02

    Enjoy Lifelong regular income with flexibility of payouts and whole life cover1.

    • Whole life cover + Lifelong Income3

    • Accumulate survival benefits

    • Immediate income option for your various needs

    Download Brochure Explore Plan
  • Savings Plans

    HDFC Life Guaranteed Wealth Plus

    This plan is suitable for you, if you are looking for long-term guaranteed1 returns to fulfil your dreams while providing financially security to your family.

    UIN: 101N165V06

    • Pay once or for a limited term, enjoy life insurance cover for full policy term

    • Avail guaranteed16 benefit as Lump sum or as Regular Income + Lump sum both

    • Guaranteed Income4 for during the payout term + 100% ROP5 at maturity

    Download Brochure Explore Plan

Why Choose HDFC Life Sanchay Plus?

  • Safeguard your family's future with life cover.

  • Enjoy a consistent retirement income through the Life Long Income Option.2

  • Benefit from guaranteed1 payouts.

  • Choose from flexible income terms of 10, 12, 25, 30 years, or lifelong.

  • Take advantage of tax benefits in accordance with prevailing tax laws.3

  • Receive a refund of total premiums paid at the end of the payout period.4

Get Started

Not sure which insurance suits your needs?

Talk to us! Let us help you.

Call us: 08044633460

Mail us: outreach.insurance@incredwealth.com

Get Started

Frequently Asked Questions

  • What is HDFC Life's Sanchay Plus savings plans?

    HDFC Life's Sanchay Plus is a savings cum insurance plan that offers guaranteed returns and helps you achieve your financial goals.

    To learn more, connect with us. Click here

  • What are the Plan Options available under HDFC Life Sanchay Plus?

    There are four plan options available under HDFC Life Sanchay Plus:

    Guaranteed Maturity: This option offers a guaranteed Maturity benefit payable as Lump Sum at the end of policy term.

    Guaranteed Income: This option offers a guaranteed regular income for a fixed term of 10 or 12 years.

    Life Long Income: This option offers guaranteed regular income up to age 99 years plus return of premium at the end of Payout Period.

    Long Term Income: This option offers guaranteed regular income for a long term of 25 or 30 years plus return of premium at the end of payout period.

  • How does the Sanchay Plus plan work?

    Sanchay Plus works by allowing you to invest a lump sum amount or make regular premium payments over a specified period. The plan offers guaranteed additions throughout the policy term and a maturity benefit at the end of the term.

  • What are the key benefits and features of the Sanchay Plus plan?

    The key benefits of the Sanchay Plus plan include guaranteed additions, a maturity benefit, life insurance coverage, tax benefits, and the option to choose from multiple premium payment and policy term options.

  • How do I choose the right policy term and premium payment option for Sanchay Plus?

    The policy term and premium payment option depend on your financial goals, risk appetite, and other factors. It's important to assess your needs and consult with our relationship manager who can guide you in selecting the optimal policy term and premium payment option for you.

    To learn more, connect with us. Click here

  • Can I customize the Sanchay Plus plan to meet my specific financial goals and requirements?
    • Yes, to some extent. The Sanchay Plus plan offers flexibility in selecting the policy term, premium payment frequency, and the option to enhance your coverage by adding riders or additional benefits. However, the customization options may vary based on the specific features of the plan.
View More

In The News

  • Disclaimer
    • 1. Provided all due premiums have been paid and the policy is in force.
    • 2. Lump sum benefit is available under Guaranteed Maturity option. Regular Income is available under Guaranteed Income, Long Term Income and Life Long Income options.
    • 3. Applicable on choosing a policy term as (100 - age at entry) years.
    • 4. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term
    • 5. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.
    • 6. This feature is available in select products under the savings category. Please read the product brochure of your selected product to know the details.
    • 7. The Guaranteed Additions will accrue at the rate of 3% p.a. of Sum Assured on maturity during the first 5 policy years and are payable at maturity or death, whichever is earlier.
    • 8. Premium amount excludes any underwriting extra premiums, any loading for modal premium and taxes and levies as applicable.
    • 9. Please refer Auto Cover Continuance section in the brochure.
    • 10. Total Premiums Paid is the total of all the premiums received, excluding any extra premium, any rider premium and taxes.
    • 11. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
    • 12. Subject to conditions specified u/s 80C of the Income tax Act, 1961.
    • 13. Subject to conditions specified u/s 10(10D) of the Income tax Act, 1961.
    • 14. This is applicable for first year premium only for premium paying term (PPT) of 12 & 15.
    • 15. Guaranteed Income Benefit (GIB) is paid on survival during the income payout term, provided all due premiums are paid during the premium payment term. The last installment of GIB is paid as part of maturity benefit and other installments are paid as part of survival benefits during the policy term
    • 16. Quantum of benefits is guaranteed irrespective of the experience.
    • 17. Save 46,800 on taxes if the insurance premium amount is Rs.1.5 lakh per annum and you are a Regular Individual, Fall under 30% income tax slab having taxable income less than Rs. 50 lakh and Opt for Old tax regime.

      # The afore stated views are based on the current Income-tax law. Also, the customer is requested to seek tax advice from his Chartered Accountant or personal tax advisor with respect to his personal tax liabilities under the Income-tax law.

    • 18. 1 to 10% Simple Interest per annum, depending upon the increasing income percentage chosen. Applicable for Early income and income structure

Insights

Let's Connect